New cars and bikes to look out for in July 2023

Many new cars and bikes are coming in July 2023. Some of them are already shown to the public. Some of them will be shown for the first time. There are different types of vehicles for different people. One of them is a small SUV by Hyundai. Another one is a fast bike by BMW. This month will be very exciting for car and bike lovers. Here are some details about the new vehicles that will come in July 2023:  (Pixabay.com)
Hyundai Exter: A sub-4 meter SUV that will be launched on July 10 as a rival to the Tata Punch and Citroen C3. It will be powered by a 1.2-litre, 4-cylinder petrol engine that can also be found in the Grand i10 NIOS and Aura. The engine will be paired with a 5-speed manual and AMT. The Exter will also be offered a factory-fitted CNG kit. (Image: Twitter.com/HyundaiIndia)
Second-generation Mercedes-Benz GLC: The new GLC is longer and has wider front and rear tracks than before. While the overall width remains the same, its wheelbase has increased slightly.
Maruti Suzuki Invicto: A Toyota Innova Hycross-based MPV priced at Rs 24.79 lakh (ex-showroom). It is powered by a 2.0-litre, 4-cylinder petrol hybrid that makes 183 BHP and is paired with an e-CVT. Maruti claims a fuel economy of 23.24 km/l. The car can also run in pure electric mode.
Kia Seltos facelift unveil: The updated SUV is expected to go on sale next month, but pre-bookings will open on July 14. It is powered by 1.5-litre petrol and 1.5-litre diesel engines. Kia is also offering a new 1.5-litre turbo-petrol engine option. Transmission options include a 6-speed manual and automatic as well as a CVT, while the turbo-petrol unit comes with an iMT or a 7-speed DCT.
Harley-Davidson X440: The Hero-Harley partnership launched the Harley-Davidson X440 in India on July 3, 2023. The bike has a 425cc twin-engine with 30hp and 30Nm torque, a 6-speed gearbox, Bluetooth connectivity, and traction control. The price ranges from Rs 2.29 lakh to Rs 2.69 lakh depending on the variant.
Triumph Scrambler 400 X: The Triumph Scrambler 400 X is a new bike that debuted in India on July 5th, 2023. It has a 399cc twin-engine that delivers 40PS power and 37.5Nm torque, along with a 6-speed transmission.
BMW M 1000 RR: The BMW M 1000 RR is a premium bike that was launched in India on July 2nd, 2023. It has a 999cc four-cylinder engine that produces 212hp power and 113Nm torque. It also has multiple ride modes, electronic aids, and carbon fibre fairing. The price of the bike is Rs 49 lakh for the standard variant and Rs 55 lakh for the competition variant.
Hero Karizma XMR 210: The Hero Karizma XMR 210 is an upcoming bike that is expected to launch in India in July 2023. It has a 210cc single-cylinder engine that generates 18.4hp power and 17.3Nm torque, as well as a 6-speed gearbox and dual-channel ABS. The price of the bike is likely to be between Rs 1.5 lakh to Rs 2 lakh. (Representative image/ Source: Wikipedia)
TVS Apache RTR 310: The TVS Apache RTR 310 is an anticipated bike that is expected to launch on July 25th, 2023 in India. It has a 312.2cc single-cylinder engine that delivers 34hp power and 27.3Nm torque. It also has LED lighting and a TFT instrument console. The estimated price of the bike is Rs 2.2 Rs 2.4 lakhs. (Representative image)
 5 Minutes Read

Why we are obsessed with money

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

 Listen to the Article (6 Minutes)

Summary

Everything that we are doing in life is centred around money.

What a way to exist!

For most of us, practically the whole day all we are thinking is about money and more specifically how to have more money!

As if money was the only thing in life. Unfortunately for most of us, circumstances just do not permit any other thought!

We are running behind money most of the time which is almost akin to have become obsessed with money. Everything that we are doing in life is centred around money.

Unfortunately, this is because we need money for anything and everything that we do. There’s nothing wrong and what are you doing, however the problem is that over time, it becomes a compulsive habit to keep earning more.

That’s where the danger is. The problem is that there is a point where from we chase money as an addiction, we chase money because we like to do so. If we did not chase money we would not know what to chase now because we get out identity from money and the amount of money we have.

Another thing is that right from childhood we are always taught and our minds are conditioned that everything that we are doing is going to be for the sake of earning money.

There is no one who told you that money is just a means, and then there is something greater in life to achieve. Some examples are legacy; building something, charity; to giving something / helping someone, passion; pursuing something and living; simply to enjoy life and your money

We have got addicted to this and how!

There are three reasons for this:

First, we are what we do. It is the human behaviour. I know I should exercise and I don’t. I know I should eat healthy and I don’t. I know I should spend time with my kids and I don’t. I know that, yes, money isn’t going to make me happy and I still keep trying to make money.

We live by the laws of inertia, in a pattern which is hard to break. But we have to break it. For ourselves and for the sake of people and reasons for which we are chasing money.

Secondly, we need signals of progress. Money is a measure of how far you have progressed in life. The more the money you have the more you can make sure your progress. It’s simply the logic of evolution. People need validation of their success. Bigger house, bigger car, branded goods and list goes on.

Thirdly, it’s the easy way out. It’s only human to avoid difficult things. Important things are very difficult to measure.  Have I been a good father or husband? Have I groomed my child well?  Such things take years to measure and we still don’t have answers.

So, should we not be focused on creating money for ourselves?

I’m not saying that. Definitely create. Take care of yourself for sure!! Use it to the maximum to make yourself happy!!! You need a certain amount and beyond that is extra.

The definition of their certain amount is naturally different from one person to another. If that extra is going to happen easily, without stress and without your involvement, then its fine. Basically don’t kill yourself for that extra. Be Smart.

Kartik Jhaveri is an expert at planning money, life and aspirations. He is a certified financial planner, wealth manager and financial freedom coach.

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

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Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

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KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

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today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
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How the RBI actually helps you

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

 Listen to the Article (6 Minutes)

Summary

Most of us in Mumbai, see this huge structure called the Reserve Bank of India and wonder what it really does. It’s also a tourist attraction!! It has so many other offices and again one wonders why they need to have so many offices. I’m going to try and highlight a very interesting part of …

Most of us in Mumbai, see this huge structure called the Reserve Bank of India and wonder what it really does. It’s also a tourist attraction!! It has so many other offices and again one wonders why they need to have so many offices. I’m going to try and highlight a very interesting part of RBI’s work and how it helps us directly on a day-to-day basis.

The RBI does a review of the monetary policy of the country at frequent intervals during the year. So how does the monetary policy help us investors to take smart decisions?

Monetary policy is a tool by which the RBI decides to raise interest rates or reduce interest rates or keep them steady.

In our country, as we’re an oil importing nation, this decision is very closely linked to Oil. Oil to a large extent contributes to inflation. We all know what happens when inflation keeps rising. We in India unfortunately do not see too much of inflation falling and things becoming cheaper.

Oil is Not Well

So when oil prices rise i.e. we see a rise in crude oil prices almost instantly we can expect rising food prices. This is because there is going to be a rising cost pressure for manufacturing & services. This rise obviously gets passed onto the retail consumers.

When this happens RBI adopts a hawkish stance, tries to pull money out of the system by raising interest rates. Now when interest rates rise no one seems to be interested in borrowing. This immediately puts a brakes on money circulation.  Less money chasing goods decreases the demand for money. This way it controls inflation.

There is yet another tool that the RBI has and that is known as the CRR or the cash reserve ratio.  This ratio in simple words means the amount of cash that the bank must maintain with the RBI as the percentage of the total assets. So when this increases banks are forced to park more with the RBI and this is also a way to control inflation.

On the other hand when things look dull, when there is a recession of sorts, the RBI comes to the rescue and gets into action to kickstart growth in the country. It does this by lowering the interest rates. This we all will understand quite easily because we see a direct benefit of this happening. We see a fall of interest outgo in our EMI’s for the home loan that we are carrying. New loans become cheaper.

Individuals are motivated to go out and make purchases, whether it is for a washing machine or a piece of real estate. Businesses are motivated to go out and borrow to buy more machinery, to expand capacity, to hire more staff and manpower and basically do everything that will add to the growth of business.

Economic growth results as a result of all this. It is also during this time that stock market rises, we see a rally in stock prices and mutual fund NAV’s jumping higher and higher each day. There is prosperity all around.

Critical Role

As you can see that the central bank of the country has a very very important role to play.  If it makes a mistake, things can go really wrong.  Imagine like the USA or Japan if our interest rates were very low; everyone would run to borrow, they would borrow more than they require because it would be cheap and easy to borrow. And that is very individuals would run into what is known as the debt trap, because someday you’ll have to pay back.

Each day the central bank attempts to make sure that everything in our country remains stable and financially there’s nothing that goes wrong dramatically.

Kartik Jhaveri is an expert at planning money, life and aspirations. He is a Certified Financial Planner, Wealth Manager & Financial Freedom Coach.

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

 Daily Newsletter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

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Oil Fluctuates as Traders Assess China’s Vow, Unrest in Libya

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today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
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The year of the bond, once again!

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

 Listen to the Article (6 Minutes)

Summary

Whenever we see discontent among depositors of fixed deposits, the bond markets come to the rescue.

We are not talking of James Bond, we are talking of investment bonds.

We are in a situation where the fixed deposit rates are at a general low and there is a lot of discontent among depositors of fixed deposits.

Whenever we see a situation like this, one way or the other, the bond markets come to the rescue. It comes to the rescue of smart depositors, who are agile to move their money from fixed deposits to bond funds.

Let’s understand what is happening and why.

What Exactly is Happening in the Bond Markets?

It is likely that in this year, investors of bond funds will make handsome gains. Bond prices may rise and there may be capital gains. Investors of bond funds not only earn the rate of interest, but also earn capital gains. So that way, they make more than the return they would make on fixed deposits. The returns could be a high single digit or sometimes as high as double digits.

Over three years, this will become practically tax free or the tax would be a very small amount. So, basically, I am thinking that a rally will happen in the bond market. There are three main reasons for this — reduction in government borrowing (which is favourable), recovery of trading losses (which is favourable) and no change in monetary policy (which is neutral).

A word of caution, however, that such bond market investments are also subject to bond-market volatility and should be considered ideally with the help of a financial expert.

Before proceeding further, let us, therefore, quickly explain a bond, bond fund and bond market. We need to do this because few people understand the bond markets and even fewer invest in the bond markets.

Bond is nothing, but a commercial transaction where the borrower is issuing a bond to the lender and the lender will earn a certain rate of interest. When interest rates fall, everyone becomes interested in owning that bond.

As a result, the demand for the bond increases, the price of the bond increases and the bondholder makes capital gains.

A bond fund is a fund where ordinary investors pool in their money and a fund manager buys them a portfolio of bonds.

Moving onto the Reasons For a Rally in Bond Funds…

Now, the fundamental reason for a rally is reduction in interest rates as it stimulates economy and growth.

Firstly, the government is a massive borrower of funds. So a reduction in government borrowing reduces the demand for money in the economy. As a result, prices of bonds rise and this contributes to capital gains for bond holders.

Secondly, the Reserve Bank of India (RBI) recently announced that the commercial banks and RBI, which are the largest lenders to the government, will have another year to offset losses they have incurred on account of buying government bonds in the past. This action will lead to a rise in the price of bonds and this contributes to capital gains for bond holders.

Lastly, on one side due to the rise in oil prices, there is more inflation and thus more money is needed for circulation in the economy. On the other side, many government bonds are maturing, which will provide money supply. So, it is likely that we see a neutralising effect and thus RBI will take no action. This inaction here will support capital gains as explained above. Hence, this year might be a year of good gains for the bond investors.

Kartik Jhaveri is an expert at planning money, life and aspirations. He is a Certified Financial Planner, Wealth Manager & Financial Freedom Coach.

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

 Daily Newsletter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

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Oil Fluctuates as Traders Assess China’s Vow, Unrest in Libya

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today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
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Five new financial goals for you this summer

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

 Listen to the Article (6 Minutes)

Summary

April and May are great months to get a lot of things started, financially speaking. Here is a guide.

I am going to try and explain to you why the summer holidays of April and May are great months to get a lot of things started, financially speaking.

This time period in a way resets the financial clock. You also have the option to hit the reset button on everything you have done so far; financially speaking of course and hope to do better things better than you did last year.

Let’s look at some of the new and unusual things to do in April.

  • Make a learning budget

Learn something about money or anything you like. The best way to make money is to learn something about money. Just like if you wanted to learn cooking you will get into the cooking class. If you wanted to learn swimming you would enrol in the swimming class. If you find learning about money is too daunting task than learn something which is close at to your heart or related to your work. If you learn something new, there’s a possibility that you will use your new ideas to generate new income and in turn that will generate new wealth for you.  So make a budget, enrol somewhere and spend that budget. How about a % of your annual income? Spend it for sure!

  • Plan a unique holiday 

When you’re by yourself and without your mobile phone you will have the opportunity to think! When you have time to think, suddenly good ideas will come to your mind.  You may think this is silly but you can be sure that you will be amazed if your drivers experiment just once. So it might be a good idea to go for a holiday just by yourself. If you find that too intimidating, join a group of strangers. You can combine that with the adventures experience if you like.  Be extra careful if you’re going with your special buddies. Do this only if they are going to be in a position to help you discuss your idea and make it bigger. They must play the role of complimenting your thoughts. So make a schedule to do this holiday and obviously make a budget to make it happen. Think & create new ways of making wealth.

  • Make a prediction and make it happen

Be brave. Let’s aim to grow and multiply net worth by 50% by the time you come to the end of this financial year. This is not a joke and it is easier than you can imagine.  I’m speaking about NETWORTH and I’m not talking about return on investment. If your networth is Rs. 100 today, all I’m saying is that let’s aim to make this a 150 by the end of this year. This networth comprises of all your savings till date. This can be achieved by simply saving aggressively every month for the next twelve months. Just put this into a recurring deposit or liquid fund so you don’t spend it.  We just have to prove to ourselves that this is possible. Where and how we will invest this money will think about that later.

  • Eliminate a negative belief 

I want to give you an exercise here. Write down all your negative beliefs you have about money and wealth. Most people are not able to achieve the desired level of wealth because they think about wealth negatively. So even if you are earning a good amount of income you will never see yourself becoming wealthy. Examples are money causes problems, money causes a fight, managing money is complicated etc. Then for each negative thought, you have written down the positives i.e. the opposite for a few months. Soon negatively biased feelings will evaporate.

  • Make a new investment; something you have not done before

Again here you do not have to be a financial expert. The idea is to learn something new. There are hundreds of investment options. Our objective here is to learn something new. Talk to your advisor and seek his or her guidance. Just a word of caution here; don’t do anything which is speculative or is something that you just can’t understand. Do what do find easy you understand and do that then.

Kartik Jhaveri is an expert at planning money, life and aspirations. He is a Certified Financial Planner, Wealth Manager & Financial Freedom Coach.

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

 Daily Newsletter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

Previous Article

Oil Fluctuates as Traders Assess China’s Vow, Unrest in Libya

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Shanghai residents turn to NFTs to record COVID lockdown, combat censorship

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today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
Quiz
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 5 Minutes Read

Seeking financial freedom? The time is NOW!

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

 Listen to the Article (6 Minutes)

Summary

The important thing to understand is that your money needs action.

John Lewis famously remarked, “If not now, then when? If not us, then who?” This is so appropriate in the current financial world that we live in.

That statement will leave to rest every other argument that is conservative and against the idea of wealth creation. We are often faced with the situation where there is no option but to create wealth. Read on to know why!

Interest rates are painfully low. For all those diehard fans of guaranteed investment returns, there’s hardly any place to go to. Thinking of fixed deposits? Feeling happy with 7%? And fully taxable? That period is over. Period.

That doctrine of investing into pure fixed deposits and similar instruments is unfortunately standing challenged. There is no option but to sprinkle it with a combination of a little something that will add to the returns earned from fixed income type of securities. In fact this category of investors are in a way, best placed in terms of the current tax laws.

They can earn about 9-10% with minimal or near zero tax over about five years and more. Starting to generate rate of return above the inflation level of 7% is starting to create wealth. So there it is; there is no option but to move in the direction of creating wealth.

For more evolved investors, who invest in equities and who and still sitting on the sidelines tend to run out of patience every now and then. They are sometimes waiting for the right time, sometimes waiting for correction, sometimes waiting for valuation and sometimes waiting for just nothing. Sometimes, just too busy to take action!

I totally understand not wanting to lose hard-earned money. But if the money does not move it will stagnate. That’s the problem with money.

Hit the Ground Running

Inaction and inactivity kills it. Makes it costly to hold. Makes us lose opportunities, sometimes small and sometimes significant. I know of many people including my dad, who just kept investing into equities and holding forever. No doubt they were hugely (big HUGELY) better off then the people in the same time zone. I think they could have done far better with some smart lessons on asset allocation. This is because if they compare the growth rate of their holding over a period of 20 or maybe 30 years the compounded rate of return earned is often not impressive.

It is just marginally better or a few percentage points above the fixed deposit rate. Hence the need for asset allocation, which simply put is not to have all eggs in one basket at any given point in time. These sections of investors anyways create wealth, and, asset allocation is the tool that ensures that the process of wealth creation continues uninterrupted. So again there it is; even for this section there is not option but to start enhancing their wealth creation activities, else returns will continue to remain forever mediocre.

Then there are skeptics and there is nothing much for skeptics of everything, except that they need a serious dose of financial education. Perhaps what if needed is a proof of concept and for that, which better country to live in other than India where financial transparency in investments is so high that I sometimes feel, it comes from another planet.

 Your Money Needs Action

Today, there is a whole lot of variety to choose from and we have never been more spoilt for choice. But the most important thing in all this is to understand that your money needs action. It needs activity and for that the time is now!

And furthermore, if you asked me this question 10 years ago; I would have said that, the Time is NOW. If you ask this question 10 years hence, I will still say the Time is NOW. Any time is the right time to start the process of creating wealth. All that is important is that you take your first step; then continue it all the way with zeal and determination… till you have the level of wealth that you desire. And if you accumulate more than you need, still do it and share it with the world.

If you want your financial freedom; then the Time is NOW!

Kartik Jhaveri is an expert at planning money, life and aspirations. He is a Certified Financial Planner, Wealth Manager and Financial Freedom Coach.

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

 Daily Newsletter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

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today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
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Young Turks: Here’s the success story of venture fund Aspada

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

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Summary

Venture fund Aspada was co-founded by Kartik Srivatsa and Thomas Hyland in 2012 and has made 17 investments so far across Fin-tech, agriculture, health and edu-tech startups. Young Turks takes a look at their investment thesis, their differentiated VC model and meet three of their portfolio companies – Capital Float that underwrites unsecured loans to …

Venture fund Aspada was co-founded by Kartik Srivatsa and Thomas Hyland in 2012 and has made 17 investments so far across Fin-tech, agriculture, health and edu-tech startups.

Young Turks takes a look at their investment thesis, their differentiated VC model and meet three of their portfolio companies – Capital Float that underwrites unsecured loans to startups and SMEs; Dunzo, a hyper local concierge and delivery player that is also Google’s first direct startup investment in India; WayCool, a Chennai-based agriculture-tech startup.

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

 Daily Newsletter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

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Oil Fluctuates as Traders Assess China’s Vow, Unrest in Libya

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today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
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Nvidia’s market capitalisation is now bigger than the Sensex’s Mcap

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

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Summary

Nvidia, which was less than half the size of Sensex in May 2023, has seen its market valuation swell by 560% since October 2022. In contrast, the market capitalisation of the top 30 companies in the country surged 30% during the same period.

Nvidia’s epic stock market rally has seen the graphics chip maker breaking many records in the recent past. With a market capitalisation of nearly $1.9 trillion, Nvidia is now bigger than the combined market capitalisation of all the 30 Sensex companies put together.

Interestingly, Nvidia, which was less than half the size of Sensex in May 2023, has seen its market valuation swell by 560% since October 2022. In contrast, the market capitalisation of the top 30 companies in the country surged 30% during the same period.

In May last year, the company had joined the elite club of companies sporting a $1 trillion market value. Moreover, it is also set to hold the record for the biggest single addition in market cap with a nearly $250 billion jump in value.

Shares of Nvidia extended their rally and surged as much as 15% in premarket trading on Thursday after stellar numbers for the fourth quarter suggested exploding demand for artificial intelligence computing hardware.

With a market cap of $242 billion, Reliance Industries makes up 14% of the Sensex’s market capitalisation. While Tata Consultancy Services (TCS) contributes another 10% to the index’s market valuation, HDFC Bank accounted for 7.4% of the top 30 companies in the country.

Market Capitalization ($ trillion)

Date NVIDIA Corporation Sensex
22-02-2024 1.91 1.76
29-12-2023 1.22 1.70
30-12-2022 0.36 1.45
31-12-2021 0.74 1.57
31-12-2020 0.32 1.26

Indian mutual fund houses also held some stake in Nvidia through their foreign equity holdings. As of December 2023, four mutual fund houses – Axis, ICICI, Mirae, and Motilal Oswal held some 1.7 lakh shares of Nvidia, which are currently valued at about $132 million.

Nvidia on Wednesday reported revenue of $22.1 billion for the fourth quarter ended January 28, 2024, which was up 22% from the previous quarter and up 265% from a year ago. The growth in revenue was propelled by strong demand for AI chips for servers, particularly the more powerful “Hopper” chips like the H100.

Analysts were quick to revise target prices for the stock. Morgan Stanley, which has an overweight rating on the stock, increased its 12-month target price to $795 from $750. According to the brokerage, Nvidia’s quarterly numbers were very good as the company shone versus high expectations. “The strength of AI demand continues to be remarkable,” wrote Morgan Stanley post-Q4 results.

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

 Daily Newsletter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

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Oil Fluctuates as Traders Assess China’s Vow, Unrest in Libya

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today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
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Kashmir | Gulmarg avalanche kills one foreign skier, traps several others

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

 Listen to the Article (6 Minutes)

Summary

The picturesque region, known for its snow-capped mountains, has been grappling with challenging weather conditions, receiving approximately five feet (1.5 metres) of snowfall this week.

An avalanche struck the renowned ski destination of Gulmarg in Kashmir on Thursday, February 22, resulting in the death of one foreign skier and leaving several others trapped under mounds of snow, according to officials.

The picturesque region, known for its snow-capped mountains, has been grappling with challenging weather conditions, receiving approximately five feet (1.5 metres) of snowfall this week.

Following the sustained snowfall, authorities had issued an avalanche warning for Gulmarg, emphasising the heightened risk in the area.

Also read: Tourism Goa and MakeMyTrip partner to showcase hidden inland gems

Manzoor Ahmad, the head of the rescue team, told reporters, “So far one skier has died and five have been rescued.”

The nationality of the deceased remains unconfirmed, while the majority of the trapped skiers are reported to be of foreign origin, he added.

Waseem Raja, CEO of Gulmarg Development Authority, declared the initiation of a “massive rescue operation” aimed at extricating those still trapped beneath the snow.

The challenging terrain and adverse weather conditions have added complexity to the rescue efforts, requiring a coordinated response from the authorities.

Gulmarg, nestled in the Himalayan region of Kashmir, has long been a favoured destination for winter sports enthusiasts. However, increasingly, avalanches are a recurring threat for skiers and visitors.

Last year in February, two Polish skiers lost their lives, and 19 others were rescued following an avalanche in the same Gulmarg region.

Also read: Maharashtra launches AI-powered chatbot to provide information about unique destinations

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

 Daily Newsletter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

Previous Article

Oil Fluctuates as Traders Assess China’s Vow, Unrest in Libya

Next Article

Shanghai residents turn to NFTs to record COVID lockdown, combat censorship

LIVE TV

today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
Quiz
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vivo launches Y200e 5G starting at ₹19,999 — check features here

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

 Listen to the Article (6 Minutes)

Summary

The Y200e 5G is available in two variants — Saffron Delight and Black Diamond, priced at ₹19,999 for the 6GB+128GB variant and ₹20,999 for the 8GB+128GB variant. Pre-booking is open on Flipkart, the vivo India e-store, and other retail stores.

Global smartphone brand vivo on Thursday, February 22, introduced its latest smartphone in the premium Y series, the Y200e 5G. The Y200e 5G is the first Y-series smartphone to incorporate India’s Durable Eco-Fiber Leather and patented anti-stain coating, vivo said in a press release.

According to vivo, the smartphone also comes with enhanced audio-visual and imaging features — it has a 50MP primary camera, a 2MP bokeh camera, and a 5000mAh battery with 44W fast charging.

The Y200e 5G is available in two variants — Saffron Delight and Black Diamond, priced at 19,999 for the 6GB+128GB variant and 20,999 for the 8GB+128GB variant. Pre-booking is open on Flipkart, the vivo India e-store, and other retail stores. Those who pre-book can avail themselves of offers, including instant cashback of up to 1,500 through select banks, vivo said.

Geetaj Channana, Head of Corporate Strategy, vivo India, commented on the launch, stating, “The vivo Y200e 5G enhances our Y-series lineup with a focus on technology and style. Its notable features include the EcoFiber Leather exterior, providing durability and resilience, and a powerful camera setup for a dynamic photography experience.”

The Y200e is rated IP54 for dust and water resistance. Its design includes elements like a 3D Embossed Line Texture, Decorative Camera Ring, Metallic High-Gloss Frame, and Ultra-Slim Design, vivo said.

Cameras

The Y200e 5G sports a 50MP Main Camera, a 2MP Bokeh Camera, and a 16MP Portrait Camera. vivo said it has included a flicker sensor to enhance shooting in complex indoor lighting conditions. The Super Night Mode improves low-light photography, and the Dual-View Video feature allows users to vlog with both front and rear cameras simultaneously, vivo added.

Processor and power

The device is powered by the Snapdragon 4 Gen 2 chipset and packs a 5000mAh battery with a 44W flash charge. The smartphone offers 8GB of additional RAM with Extended RAM 3.0 and will run FuntouchOS 14 out of the box..

Display and Audio

The Y200e comes with a 6.67-inch 120Hz AMOLED display with an in-display fingerprint reader and a blue light filter. Audio features include a “300%-volume Audio Booster” and a dual stereo speaker setup.

Also read: China’s largest mobile phone maker ties up with Indian manufacturers for smartphone production: Report

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

 Daily Newsletter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

Previous Article

Oil Fluctuates as Traders Assess China’s Vow, Unrest in Libya

Next Article

Shanghai residents turn to NFTs to record COVID lockdown, combat censorship

LIVE TV

today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
Quiz
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Should Elon Musk be able to buy Twitter?

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MPC Minutes | RBI governor says work on inflation is not over, warns against policy pivots

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

 Listen to the Article (6 Minutes)

Summary

RBI Governor Shaktikanta Das emphasised the importance of not underestimating the remaining task of achieving the 4% inflation target, given the potential for a ‘last mile’ of sticky disinflation.

Gently reminding policymakers of the importance of steadiness, Reserve Bank of India (RBI) Governor Shaktikanta Das cautioned against pre-emptive policy adjustments that could jeopardise the progress achieved thus far.

According to the minutes of the February Monetary Policy Committee (MPC) meeting released by the central bank on Thursday (February 22), Das had said at this juncture, monetary policy must remain vigilant and “not assume that our job on the inflation front is over.”

“India presents a picture of strength and resilience… Our proactive, multi-pronged and calibrated policies have worked well to maintain and strengthen macroeconomic and financial stability. Our approach can be a good template for the future,” said Shaktikanta Das.

India’s approach, according to Das, could be a guiding template for other economies in the future. He underscored the significance of price and financial stability as the bedrock for robust, sustainable, and inclusive growth. Das reiterated that the RBI’s approach has been holistic, ensuring a balanced economy.

“Considering that price and financial stability are the foundations for strong, sustainable and inclusive growth, our endeavour all along has been to take a holistic approach to keep the economy in balance,” Das noted.

Key economic indicators for India presented a positive outlook. The real GDP for 2023-24 is anticipated to grow at 7.3%, building on the 7.2% growth from the previous year.

Inflation, as measured by the Consumer Price Index (CPI), is projected to soften to 5.4% in 2023-24, down from 6.7% in the preceding year. Consumer confidence is on the rise, and business sentiments remain optimistic. Core inflation, excluding food and fuel, fell to a four-year low of 3.8%.

“CPI inflation has fallen decisively from the heightened levels of last summer, led by steady and sustained disinflation in core… Headline inflation rose from 4.9% in October to 5.7% in December, even as core inflation (CPI inflation excluding food and fuel) softened to a four-year low of 3.8%. Deflation in fuel has also deepened,” said Das.

The RBI governor addressed the current challenges faced by India, such as food price volatility and potential disruptions in the supply chain due to geopolitical tensions. Despite these hurdles, Das was confident about India’s economic resilience, driven by strong rural and urban demand, a healthy private capex cycle, and improving global conditions.

“Inflation is expected to soften further to an average of 4.5% in 2024-25 with a fleeting trough of 4% in Q2. Food price uncertainty remains a major source of volatility for the headline inflation outlook. Growing geopolitical tensions and supply chain disruptions due to new flash points also pose further risks to the inflation outlook,” Das stated.

He cautioned against complacency, urging the continuation of the current monetary policy framework. He emphasised the importance of not underestimating the remaining task of achieving the 4% inflation target, given the potential for a “last mile” of sticky disinflation. He warned against premature policy pivots, which could undermine the progress achieved so far.

“The current setting of monetary policy is moving in the right direction, with growth holding firm and inflation trending down to the target… Any premature move may undermine the success achieved so far. Price and financial stability are essential to sustain a long haul of high growth,” he said.

“The policy imperative at the current juncture is to remain focused on achieving the 4% inflation target on a durable basis, keeping in mind the objective of growth. Accordingly, I vote to keep the policy repo rate unchanged and continue with the focus on withdrawal of accommodation,” Shaktikanta Das concluded.

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

 Daily Newsletter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

Previous Article

Oil Fluctuates as Traders Assess China’s Vow, Unrest in Libya

Next Article

Shanghai residents turn to NFTs to record COVID lockdown, combat censorship

LIVE TV

today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
Quiz
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AIIMS Delhi shares WhatsApp number to alert hospital admin about touts

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

 Listen to the Article (6 Minutes)

Summary

“Anti-corruption helpline number — in case any tout/ agent is fleecing you or anyone is seeking bribe for services at AIIMS New Delhi, please forward the audio or video evidence and location via WhatsApp on this number: +91-9355023969,” the order said.

Cracking the whip on unauthorised individuals who exploit patients at the AIIMS Delhi, the hospital administration on Wednesday shared a WhatsApp number on which people can send complaints and evidence related to fleecing or seeking bribes. The number will be operationalised by the end of this month, an office order read.

According to the order, AIIMS Director M Srinivas during interaction with patients and their relatives found that touts and agents were fleecing some of them by pretending to supply them medicines or helping them with investigations outside AIIMS, or referring them to other hospitals for faster turnaround times, etc. To combat this menace and to ensure that no patient is approached by touts/agents, a dedicated WhatsApp number (9355023969) for messaging complaints and evidence related to fleecing/seeking bribes shall be operationalised by February 29, 2024, the order said.

“Anti-corruption helpline number — in case any tout/ agent is fleecing you or anyone is seeking bribe for services at AIIMS New Delhi, please forward the audio or video evidence and location via WhatsApp on this number: +91-9355023969.” It also said the number should be displayed prominently in signages in English and Hindi in all areas including OPD, wards, waiting areas, stores, pharmacies, etc. “This number will not entertain routine grievances but shall only take cognizance of the complaints related to fleecing of patients by touts/agents or for complaints in cases where anyone from AIIMS, Delhi is seeking bribe in lieu of any services at the hospital,” the order mentioned.

This number shall be monitored 24×7 by the Security Department. To ensure prompt verification of complaints and to take requisite action on an urgent basis, a team of regular security staff shall be positioned in the paging room next to the AIIMS Control Room (Room No. 12, Old Private Ward) on a 24×7 basis. On receiving any complaint on the said WhatsApp number, a team shall be immediately mobilised in consultation with the duty officer in the Control Room to verify the complaint, the order stated.

If on preliminary verification, the complaint is found to be genuine, the duty officer shall take immediate action in consultation with the administrative in charge concerned. The security department shall maintain a log book of all complaints received including time of complaint, time of verification and findings thereof, action taken with regard to the said complaint, etc. A summary of the log shall be furnished to the office of the Director and the office of the Additional Director (Admin) daily by 9 am, the order stated.

“It is emphasised that ensuring a tout-free and bribe-free AIIMS is the combined responsibility of every staff member of AIIMS including Chiefs of Centres, Medical Superintendent, senior officers, faculty, etc. However, as the security department is directly responsible for stopping such activities, in case of verified complaints of fleecing or bribing of patients or their attendants from any area, the entire outsourced security staff posted in the said area shall be relieved and regular AIIMS security staff posted/in-charge of the said area shall be suspended pending fact-finding and disciplinary proceedings,” the office order read. In addition to taking requisite action against the culprits, action as deemed necessary shall also be initiated against those responsible for supervisory oversight of the respective areas after appropriate fact-finding and as per prescribed rules, it added.

Also Read: WhatsApp announces plan to launch a helpline to tackle deepfakes

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

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Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

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KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

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index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
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Mahindra Manulife MF launches Multi Asset Allocation Fund: Key things to know before investing

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

 Listen to the Article (6 Minutes)

Summary

This new fund offer (NFO) will invest in diversified asset classes (equity, debt and units of gold/silver ETFs and other gold/silver related instruments).

Mahindra Manulife Mutual Fund, a joint venture between Mahindra & Mahindra Financial Services and Manulife Investment Management (Singapore) Pte, has announced the launch of ‘Mahindra Manulife Multi Asset Allocation Fund’. This new fund offer (NFO) will invest in diversified asset classes (equity, debt and units of gold/silver ETFs and other gold/silver related instruments).

The NFO of the scheme shall be open for subscription till March 05, 2024.

The scheme will subsequently reopen for continuous sale and repurchase from March 15, 2024.

The scheme aims to balance risk and reward by apportioning investments across specified asset classes, the fund house said.

The scheme will be managed by Renjith Sivaram Radhakrishnan (Equity), Rahul Pal (Debt) and Pranav Nishith Patel (Dedicated Fund Manager Overseas investment).

The asset allocation pattern comprises of equity and equity related instruments (35-80%), debt and money market securities (10-55%), units of gold and silver ETFs and other gold and silver related instruments (10-30%) and units issued by REITs and InvITs (0-10%) with balanced combination of asset classes that helps mitigate volatility.

Anthony Heredia, MD & CEO of Mahindra Manulife Investment Management said, “Markets will always present opportunities along with challenges, and diversification between asset classes done thoughtfully is one of the best ways to make the best of the opportunity, without losing sight of risk. The Mahindra Manulife Multi Asset Allocation Fund presents an opportunity for investors to access multiple asset classes within one product, including equity, debt and gold/silver ETFs.”

The scheme will follow top-down and bottom-up methodologies while selecting equity and equity related instruments, whereas debt investment Philosophy shall be used in debt investment decision making, the fund house said.

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

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KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

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Oil Fluctuates as Traders Assess China’s Vow, Unrest in Libya

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today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
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Google halts Gemini’s image generation of people over racial accuracy concerns

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

 Listen to the Article (6 Minutes)

Summary

“We’re already working to address recent issues with Gemini’s image generation feature,” Google said in a post on X on Thursday. “We’re going to pause the image generation of people and will re-release an improved version soon.”

Alphabet Inc.’s Google said it will pause the image generation of people for Gemini, a powerful artificial intelligence model, after criticism about how it was handling race.

“We’re already working to address recent issues with Gemini’s image generation feature,” Google said in a post on X on Thursday. “We’re going to pause the image generation of people and will re-release an improved version soon.”

The misstep comes as Google has increasingly focused on AI after progress by rivals Microsoft Corp. and OpenAI potentially threatened its core internet search business. Advances in AI have led to concerns that the technology will enable deepfakes, misinformation and bias.

Earlier this week, Google said it was aware Gemini was offering what it called “inaccuracies in some historical image generation depictions.”

The move came after critics on X posted numerous examples from the model that appeared to feature historically inaccurate images in regards to the race of the subjects.

The updated AI model, called Gemini 1.5 Pro, was released last week to cloud customers and developers so they can test its new features and eventually create new commercial applications. Google and its rivals have spent billions of dollars to ramp up their capabilities in generative AI and are keen to attract corporate clients to show their investments are paying off.

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

 Daily Newsletter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

Previous Article

Oil Fluctuates as Traders Assess China’s Vow, Unrest in Libya

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today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
Quiz
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Ashok Leyland reaches 3 million production milestone at Pantnagar plant

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

 Listen to the Article (6 Minutes)

Summary

As Ashok Leyland completes 75 years, it is committed to driving a sustainable and eco-friendly transportation ecosystem and moving steadfastly on its vision of becoming one of the top 10 commercial vehicle makers, globally, the company said.

Hinduja Group flagship company Ashok Leyland on Thursday said it has reached a significant milestone of having rolled out three million units out of its factory in Uttarakhand. The heavy commercial vehicle maker said it was moving steadfastly on its vision to become one of the top 10 Commercial Vehicle (CV) manufacturers globally.

”We are proud to have achieved this significant milestone. Ashok Leyland has always been ahead of the curve and leading the CV industry in product technology and innovation,” Ashok Leyland MD and CEO Shenu Agarwal said in a company statement. ”

The rollout of our three millionth vehicle is a testament to our well-established reputation for manufacturing highly reliable products and delivering top-notch customer service,” he added.

”The achievement at the company’s state-of-the-art manufacturing facility in Pantnagar, Uttarakhand highlights Ashok Leyland’s dedication to innovation, technological advancement and strong customer relationships,” he further said.

Also Read: Great Nicobar tribe faces ‘genocide’ if mega project goes ahead, experts write to President Murmu

The company, in a statement, said it has embarked on a comprehensive network expansion to bolster its presence and reach nationwide. This expansion reaffirms the commitment to deliver unparalleled service and support to customers. Globally, Ashok Leyland has expanded its presence to 48 countries.

”The rollout of the 3 millionth vehicle from our factory validates the joint efforts made by our numerous teams including our supplier and technology partners,” company Chief Operating Officer Ganesh Mani said.

As Ashok Leyland completes 75 years, it is committed to driving a sustainable and eco-friendly transportation ecosystem and moving steadfastly on its vision of becoming one of the top 10 commercial vehicle makers, globally, the company said in the statement.

Also Read: Delhi govt issues strict guidelines for end-of-life vehicles; imposes ₹10,000 penalty for impounded 4-wheelers

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

 Daily Newsletter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

Previous Article

Oil Fluctuates as Traders Assess China’s Vow, Unrest in Libya

Next Article

Shanghai residents turn to NFTs to record COVID lockdown, combat censorship

LIVE TV

today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
Quiz
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Dubai’s FlyDubai posts a record $572 million profit in 2023

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

 Listen to the Article (6 Minutes)

Summary

The state-owned carrier, based in the business and tourism hub of Dubai in the United Arab Emirates, reported revenue of $3 billion, compared to $2.5 billion the year before. It also carried 13.8 million passengers, beating its prior pre-pandemic record of 11 million in a year.

The Dubai-based budget carrier FlyDubai saw record profits of $572 million in 2023, boosted by carrying the most passengers ever across its network, the company announced on Thursday.

The state-owned carrier, based in the business and tourism hub of Dubai in the United Arab Emirates, reported revenue of $3 billion, compared to $2.5 billion the year before. It also carried 13.8 million passengers, beating its prior pre-pandemic record of 11 million in a year.

It saw a profit of $327 million in profit in 2022. Building on the momentum from our previous strong performance, we continued to grow surpassing all pre-pandemic levels to achieve the most profitable year in the history of the airline, Ghaith al-Ghaith, FlyDubai’s CEO, said in a statement.

Also Read: Great Nicobar tribe faces ‘genocide’ if mega project goes ahead, experts write to President Murmu

FlyDubai is the sister airline to long-haul carrier Emirates, both based out of Dubai International Airport, the world’s busiest for international travel. The airport just announced that it beat its pre-pandemic figures for 2023, though it remains just shy of its all-time-highest figures of 89.1 million passengers in 2018.

FlyDubai had been one of the biggest customers of the 737 Max. The Boeing 737 is a workhorse for the airline, which along with long-haul carrier Emirates is owned by the government’s Investment Corporation of Dubai. The two carriers also operate code-share flights, increasing traffic on FlyDubai routes.

FlyDubai also has continued flights to Israel’s Ben Gurion International Airport during Israel’s war on Hamas in the Gaza Strip while other carriers have halted their routes to Israel. FlyDubai has a fleet of 84 aircraft and flies to 122 locations in 52 countries.

Also Read: Delhi govt issues strict guidelines for end-of-life vehicles; imposes ₹10,000 penalty for impounded 4-wheelers

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

 Daily Newsletter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

Previous Article

Oil Fluctuates as Traders Assess China’s Vow, Unrest in Libya

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today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
Quiz
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Should Elon Musk be able to buy Twitter?

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Mercedes-Benz R&D India steps towards sustainability with new garage

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

 Listen to the Article (6 Minutes)

Summary

Under this initiative, MBRDI has jointly developed specialised course material, and over 150 students from six universities in Karnataka — Jain University, RV Institution, JSS Science and Technology University, Vijaya College, Nrupatunga Institution, and St. Joseph’s University — will participate in workshops and experiment with research equipment.

Mercedes-Benz Research and Development India (MBRDI) has launched the ’Sustainability Garage’, an initiative for promoting innovation in sustainable mobility in association with Prayoga Institute of Education Research.

A CSR initiative of MBRDI, the Sustainability Garage will serve as a hub for multidisciplinary research, focusing on developing eco-friendly materials with diverse applications to benefit society. It aims to foster collaboration between academia and industry, driving research and innovation in sustainable materials and technologies.

Under this initiative, MBRDI has jointly developed specialised course material, and over 150 students from six universities in Karnataka — Jain University, RV Institution, JSS Science and Technology University, Vijaya College, Nrupatunga Institution, and St. Joseph’s University — will participate in workshops and experiment with research equipment.

Also Read: Great Nicobar tribe faces ‘genocide’ if mega project goes ahead, experts write to President Murmu

”Researchers at MBRDI are deeply engaged in ensuring sustainability as a core priority from analysing materials to design greener products or better battery chemistry to pivoting increasingly towards digital engineering processes that reduce emissions or waste,” Manu Saale, Managing Director and CEO of Mercedes-Benz Research and Development India, said.

“It is necessary to nurture the spirit of innovation at a young age and enable an ecosystem for young researchers. Prayoga is developing and promoting pedagogies where creating solutions is a part of a student’s learning journey,” H S Nagaraja, Chief Mentor of Prayoga Institute of Education Research, said.

Also Read: Delhi govt issues strict guidelines for end-of-life vehicles; imposes ₹10,000 penalty for impounded 4-wheelers

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

 Daily Newsletter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

Previous Article

Oil Fluctuates as Traders Assess China’s Vow, Unrest in Libya

Next Article

Shanghai residents turn to NFTs to record COVID lockdown, combat censorship

LIVE TV

today's market

index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -72.15
sensex ₹1,882.60 +28.30
nifty IT ₹2,206.80 +30.85
nifty bank ₹1,318.95 -14.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95
index Price Change
nifty 50 ₹16,986.00 -7.15
sensex ₹1,882.60 +8.30
nifty IT ₹2,206.80 +3.85
nifty bank ₹1,318.95 -1.95

Currency

Company Price Chng %Chng
Dollar-Rupee 73.3500 0.0000 0.00
Euro-Rupee 89.0980 0.0100 0.01
Pound-Rupee 103.6360 -0.0750 -0.07
Rupee-100 Yen 0.6734 -0.0003 -0.05
Quiz
Powered by
Are you a Crypto Head? It’s time to prove it!
10 Questions · 5 Minutes
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Win WRX (WazirX token) worth Rs. 1500.
Question 1 of 5

What coins do you think will be valuable over next 3 years?

Answer Anonymously

Should Elon Musk be able to buy Twitter?